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How to Pay for College

You may be wondering how you will pay for college. You know an Adventist college offers great educational value in a Christian atmosphere, but will you be able to afford it? It's tempting to compare a community college's, public university's, even another private college's tuition with an Adventist school and assume that you just can't afford a private Christian education. Don't jump to that conclusion without looking past the "sticker price":

  • The average 4-year private college tuition costs $27,2931, and the average Adventist college tuition is approximately $19,0002. You can often get a quality private Adventist education for less than many other private schools.
    1For the 2010-2011 school year according to The College Board.
    2For the 2010-2011 school year. Does not include GU or LLU.
  • When comparing an Adventist college with a public institution, consider total cost of attendance. Most students are as likely to complete their degree in four years at a private college or university as they are in six years at a state institution3. One reason is good academic advising which is a big strength of Adventist colleges.
    3According to research by the National Association of Independent Colleges and Universities (
  • Up to 85% of Adventist college students, at all income levels, receive financial assistance – much of it in grants and scholarships that do not have to be repaid. Individual colleges offer average grants that range from $2,000 to $15,000 or more per year. Never assume your household income makes you ineligible for financial assistance!
  • Most Adventist colleges also offer a variety of scholarships that are not based on financial need, but instead reward a student's academic achievement or talent in a particular area, or support specific career goals. There are also many scholarships available from outside sources that may be applied toward tuition at Adventist colleges.
  • Most financial awards include taking a student loan – but with low interest rates, long repayment periods and payment deferral while you are in school, these loans do not create an unmanageable burden. At several Adventist universites, for example, the average total debt for loan recipients who graduated in 2010 was less than $20,000. Under a typical repayment plan, this works out to about $270 per month, or just under ten percent of the average graduate's $30,000 a year salary.
  • All Adventist colleges offer on-campus jobs for students so you can earn money for your education with the convenience of your class schedule in mind. Plus, there are also hundreds of off-campus jobs within a few minutes of most of our campuses.
  • The earlier you start thinking about paying for college, the better. There's a wide variety of saving and financing options that can easily bring an Adventist college education within reach.
  • Each Adventist college has different ways to help you pay for your education. It is in your best interest to contact all of the schools you are considering applying to and develop a specific financial plan, including monthly payments if required, at each school. This will help you make a smart decision about which school is the best fit for you.